A long ground-mounted solar array on open prairie under a clear sky
An option on unserviced land

The off-grid
home package.

Solar generation, battery storage and backup power, considered together with the home they serve. Explore the systems and the planning behind greater energy independence.

Buy 50 years of energy once, instead of renting forever.

A conventional house rents its energy. Every month, forever, you pay a utility for electricity delivered down a wire, at whatever price they set.

This package replaces that arrangement with equipment you own. Solar panels make the electricity, batteries hold it until you need it, and a propane generator covers the stretches when the sun cannot keep up. The cost sits inside the mortgage rather than arriving as a bill for the rest of your life.


A Kohler standby generator on a gravel pad beside a house at dusk
The generator starts itself when storage runs low, with nobody home

Two heat sources. Two power sources. Never cold and dark.

A grid-connected house has one electricity source and usually one heat source. When the line goes down in an ice storm, it is cold and dark. This house is not.

2
Independent ways to heat the building: the air source heat pump, which also cools the house in summer, and the in-floor slab driven by an electric tankless boiler that serves the domestic hot water as well.
2
Independent ways to power it: the solar array charging the batteries, and a propane generator on an automatic transfer switch that starts itself with nobody home.
Hours
Of thermal storage in the heated concrete slab. A warm slab coasts long after the heat source shuts off, so nothing in the system has to run flat out.
The system

Every house has four jobs. Off-grid handles each one.

A grid house only has to solve one job.
The reason an off-grid home costs more up front: you are buying the whole chain, not plugging into the end of it.

The job Grid house Off-grid house
Make electricityThe utility does it, somewhere elseSolar panel array on the roof or alternative sources
Store it for laterNot needed, the grid is always thereElectric vehicle battery plus a 40 kWh house bank
Cover the gapThe utility, or a generator in an outageGas generator on an automatic transfer switch
Heating and CoolingFurnace or baseboardsCold-climate air source heat pump plus an in-floor slab on an electric boiler

How the parts connect.

Sunlight enters at the array and leaves as heat, hot water and light. Every arrow is a real cable or a real pipe, including the two that make an unserviced lot habitable.

House battery40 kWh usableElectrical panelInside the garageVehicleCharges indoors, powers the houseElectric tankless boilerFloor heat and hot waterIn-floor slabHydronic loops in the concreteAir source heat pumpHeat to −30 °C, cooling in summerGeneratorAutomatic transfer switchPropane1,000 gal, generator fuel onlyDrilled wellWater supplySeptic tank and fieldWaste treatment on siteSolar arrayGround mount, seasonal tilt Electricity Propane Water and waste
THE VEHICLE IS THE LARGEST BATTERY ON THE PROPERTY, THE HOUSE CARRIES ITS OWN 40 KWH BANK FOR THE DAYS THE EV IS NOT HOME. PROPANE/GAS FUELS THE GENERATOR ONLY. WHEN THE HEAT PUMP REACHES ITS LIMIT THE ELECTRIC TANKLESS BOILER HEATS THE FLOOR AND THE HOT WATER. IF STORAGE RUNS LOW THE GENERATOR STARTS ITSELF AND POWERS THE WHOLE HOUSE, THE BOILER INCLUDED. NOTHING GETS SWITCHED OVER BY HAND.
Array geometry

The panels change angle with the season.

A fixed array is a compromise in both directions. Adjustable mounts let the same panels chase a low winter sun and shed snow, then lie back for the high summer arc.

Winter setting / steep 60°

Steep, to catch a low sun and shed snow

In December the sun barely clears the horizon. Standing the panels up puts their face square to a low arc instead of skimming light across it, and the same angle means snow slides off under its own weight rather than sitting there blanking the array.

Approx. 60° from horizontal
Summer setting / shallow 20°

Laid back, for the high summer arc

In July the sun tracks high and long. Dropping the panels toward horizontal turns their face up into that arc and lengthens the productive part of the day. There is no snow to manage, so nothing argues for keeping them steep.

Approx. 20° from horizontal

Two adjustments a year, made from the ground. It is the cheapest yield the array will ever give you, and it works hardest in exactly the month the system is under most pressure.

Heating

The heat pump does not fail in the cold. It stops being a bargain.

A heat pump does not burn fuel. It moves heat from outdoor air into the house. When the air is mild there is plenty to move and it is cheap. When it is bitter there is less out there, and moving it costs more electricity.

The measure is COP: units of heat delivered per unit of electricity consumed. A COP of 3 means you got three for the price of one. A COP of 1 is exactly what you paid for, the same as an electric baseboard.

Outdoor temperature What runs COP
+8 °C and upHeat pump alone3.2
−8 °C to −15 °CHeat pump alone2.2 → 1.9
−20 °C to −30 °CHeat pump fading, the slab carries the peak1.9 → 1.3
Below −30 °CHeat pump off, electric boiler carries the slab1.0
The point worth repeating

The heat pump keeps working down to −30 °C. At that temperature it delivers 1.3 units of heat per unit of electricity, barely better than a baseboard heater. Below that the electric boiler takes the slab at a COP of 1.0. The house stays warm either way. It is a cost question, not a comfort question.

The constraint

In January, three things go wrong at once.

The house needs the most heat it will ever need. The heat pump is at its least efficient. The panels are at their weakest, producing roughly one fifth of a July day.

Peak demand lands exactly on minimum supply, and solar surplus does not keep. You cannot bank July sunshine until January. This is the fundamental constraint of off-grid living in Canada. It is not a design flaw anyone can engineer away, and it can only be managed.

July, produced
≈3,700 kWh
January, produced
≈740 kWh
January, needed
≈4,800 kWh

Annual array output is roughly 18,400 kWh, delivered very unevenly

The January shortfall

The house needs about 6.5 times what the array can make that month. Whatever fills that gap determines whether the whole package works financially.

Scope and cost

What is in the package, and what each part is for.

The solar array is the only thing in the system that actually makes energy. Everything else moves it, stores it, converts it, or covers for it.

Solar array, 16 kWProduces roughly 18,400 kWh a year. July output is about five times January's.$45,000
Chevrolet Silverado EV, 205 kWhThe main battery. Vehicle-to-Home hardware lets the truck power the house, several days of ordinary household electricity. Two caveats: the manufacturer sells the feature for outages rather than daily cycling, and the battery leaves the property whenever someone drives the truck.$75,000
House battery bank, 40 kWh usableSized to carry the house on its own when the truck is away: roughly a full day of ordinary household electricity in the shoulder seasons, or about six hours of a January heating peak. The truck is a bonus, not the plan.$14,000
V2H charger and enablement kitMoves power both ways between truck and house. Passes a maximum of 9.6 kW, which matters on the coldest days.$3,500
Inverters and charge controllersConvert panel DC to house AC and manage charging. The item most likely to need replacing during your ownership.$11,000
Air source heat pump, Moovair Central-MoovHeating to −30 °C, full rated output to −20 °C, and cooling in summer. ENERGY STAR Cold Climate certified, R-454B refrigerant, ten-year parts and compressor warranty.$9,000
Electric tankless boilerDomestic hot water, and it drives the in-floor loops when the heat pump reaches its limit. There is no propane appliance in the heating system.$9,000
In-floor heating in the concrete slabDelivers heat and doubles as a thermal battery.$10,000
Kohler propane generator, automatic transfer switchStarts on its own when storage runs low, with nobody home. This is the only propane appliance on the property.$14,000
Propane tank, 1,000 gal$4,500
Drilled wellWater supply. Required on any unserviced rural lot, off-grid or not.$12,000
Septic tank and fieldWaste treatment on site. Required on any unserviced rural lot, off-grid or not.$35,000
Total, financed inside the mortgage$242,000
Monthly, at 25 years≈$1,415
Fifty-year model

As specified, the package does not pay off.

Modelled over fifty years, financed in the mortgage, against a grid house paying $1,000 a month in utilities, with credit given for the gasoline the EV replaces. The model was run on the smaller 15 kWh bank, so the as-specified case below is slightly better than the larger battery would show.

−$214k
Fifty-year net position as the package is currently specified. There is no payback year.
10,400 L
Propane a year, roughly $10,400, to cover the shortfall through a generator that converts about 25% of its fuel into electricity.
+$91k
Fifty-year net position for the disciplined configuration: 24 kW array, tight envelope, truck excluded, boiler leading backup heat.

The reason for the first number is the January gap and what fills it. Burning $10,400 of propane a year to make electricity consumes nearly the entire $12,000 utility bill the system was meant to eliminate, and it arrives on top of the $1,362 monthly payment for the equipment.

Design discipline

Three changes that turn it positive.

None of them is exotic. Two cost nothing at all.

  • 01
    Decide whether January heat should be electricAs designed the heating is all electric, so every backup kilowatt-hour in January arrives through the generator, which converts about 25% of its fuel into electricity. A propane boiler on the same in-floor loops would deliver heat at about 95% from the same tank. That is the single largest saving available, worth roughly $40,000 in present value, and it is the one decision that changes the shape of the whole system. It is not in the current scope.
  • 02
    Take the truck out of the energy packageCharging it is 8,400 kWh a year, 23% of the house's entire electrical load, and the single biggest reason the array has to be so large. Buy the truck if you want the truck. Just do not ask a January solar array to charge it. This is the change that flips the sign.
  • 03
    Spend on the envelope before spending on panelsDropping design heat loss from 12 kW to 8 kW removes more winter propane than $45,000 of additional panels does, and costs less. Insulation works at night and in December. Panels do not.
Break-even

Break-even is a saw, not a smooth line.

Even the configuration that works is about $264 a month behind on cashflow in year one. It wins on the back end, not on day one.

  • 01
    The equipment does not all last fifty yearsInverters, batteries and charge controllers wear out on their own schedule, and each replacement sets the clock back. A clean straight line to break-even has left the replacements out, and a sharp buyer or lender will find that.
  • 02
    The comparison bill decides the answerEvery figure here assumes a grid house paying $1,000 a month. A tight new build on a rural lot often runs $500 to $700. At $600 the case is thin. At $400 it does not work at all.
  • 03
    The resilience is not in the modelTwo heat sources and two power sources have real value on a rural property in an ice storm. No payback calculation captures it, and it should not be used to rescue one either.
Two things to verify before this goes anywhere

The heat pump model number. The −30 °C performance belongs to the 2026 Central-Moov, outdoor unit MSHMA48R2AN1, R-454B refrigerant. The mechanical scope sheet lists DMA48HOS20230E7, the earlier R-410A generation rated for full capacity only to −15.6 °C. Same product family, different machine. The design here assumes the newer unit.

The utility bill being compared against. Get twelve months of real bills from a comparable house before anyone quotes a payoff figure.

Financial figures from the fifty-year model. Equipment specifications from the Moovair Central-Moov brochure, March 2026, the NTI Boilers FTVN199 submittal, and GM Energy V2H documentation. Heat loss and array sizing are modelled estimates. A site-specific heat loss calculation is required before construction.

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